Now that I am unemployed, I have a ton of time on my hands. 2 days ago on Oprah, I watched Suze Orman explain her Action Plan to help American's get out of debt in 2009. She provided so much useful information and I am considering picking up her new book. Our challenge is that our expenses significantly outway our income. We have been trying to sell Aaron's Dodge truck for almost a year now and no hits. It is a really nice truck with over 5 grand in extras too! It just seems like no one wants to buy a truck in this economy! What does your family do to get out of debt?